If you own a condo, you likely hope that you will never be required to file an insurance claim. But as any native of the Gulf Coast can tell you, storms happen. In these situations, a condo policy can cover unexpected losses.
Advice on Responding to Condo Claims After a Hurricane
Common Reasons Why Condo Claims Are Denied
Unfortunately, insurance claims are sometimes unfairly denied. In these situations, it is possible to appeal the insurance company’s decision. You also have the right to file a lawsuit upon complying with the terms of the policy.
Helpful Reminders to Follow When Filing a Condo Insurance Claim
Some of the other important suggestions that you should remember to follow when filing a condo insurance claim include:
- Let your insurance company know about the damage soon after it occurs. This way, the carrier can assign an adjuster to your claim.
- Contact your condo association to let them know what has happened so they can determine whether the damage is covered under the condo association insurance policy.
- If it is at all possible, take steps to avoid further damage. Don’t wait to fix any emergencies.