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City of New Orleans Helps With Hurricane Ida Insurance Deductibles

NOLA Helps Some With Deductible Relief
NOLA Helps Some With Deductible Relief

The New Orleans Mayor’s Office of Housing Policy and Community Development is accepting applications for assistance with Hurricane Ida Insurance Deductibles. Up to $2,000,000 in Neighborhood Housing Improvement Funds will be made available to Orleans Parish households earning up to 140% of the area median income which is about $98,140 for a family of 4. The program is expected to serve between 200-300 households.

A Hurricane Deductible is the amount you have to pay out of pocket before your insurance coverage will pay for the claim.  The deductible typically ranges anywhere from 2%-5% of a home’s total insured value – so if a home is insured for $200,000 and has a 5% deductible, the first $10,000 in repairs must be paid out of pocket by the policyholder.

The City of New Orleans says purpose of this program is to prevent displacement, allow homeowners to proceed with private insurance claims and seek FEMA assistance. Although FEMA does not pay for or reimburse insurance deductibles, applicants are encouraged to apply for FEMA assistance as soon as possible.

Eligible Applicants for the Hurricane Ida Insurance Deductible Program must meet the following criteria:

  1. Experienced sustained residential damage to primary residence during Hurricane Ida
  1. Primary residence is located within Orleans Parish
  2. Household income is at or below 140 percent AMI
  3. Must not possess delinquent City taxes

Certain documents are also required such as a repair estimate as well as proof of identification, income, ownership, insurance, non-delinquent property taxes.

Although the grant is expected to run out, demand may serve as a basis for seeking additional funds from the State and Federal Government.

Those who are interested may obtain an application at

For more information contact Richard Boseman, Director of Asset Management for the Office of Housing Policy and Community Development.

Phone: 504-658-4350

Email: [email protected] or [email protected]

Applications, insurance policies, and estimates of repairs can be uploaded to the program portal, emailed or dropped off at the 1340 Poydras Street, 10th Floor office.

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